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HARBOURTOWN CLUB VILLAS FAQs
HARBOURTOWN CLUB VILLAS REGIME FEE, POA FEE, OWNER RULES & REGULATIONS
Sea Pines Real Estate | Hilton Head Island, SC
Q: Is There a Property Owners Association/POA Fee for Harbourtown Club Villas?
A: Yes, there is an annual Harbourtown Club Villas POA Fee, mandated by its association with the Sea Pines community. To see the current annual Sea Pines POA Fee, click here.
Q: What Costs are Covered by the Property Owners Association/POA/HOA Fee?
A: Harbourtown Club Villas POA Fee covers costs associated with roadways, guard gates, common area amenities such as bike paths and community pools, lagoons and landscaping.
Q: Is There a Condo Association/Regime Fee for Harbourtown Club Villas?
A: Yes. The Harbourtown Club Villas Condo Association/Regime Fee is based on the square footage of the unit as a percentage of the overall ownership in the complex.
To see the current monthly Regime Fee for Harbourtown Club Villas Condo Association/Regime Fee, click here.
Q: What Costs are Covered by the Condo Association/Regime Fee?
A: The Condo Association/Regime Fee is a combined charge for various services that are necessary for the proper functioning of the Harbourtown Club complex. These services include maintenance, insurance, and overall management of the complex.
Read More About Regime Fee Coverages
The Regime Fee covers costs associated with building/grounds maintenance, common area electric (e.g., streetlamps), common area landscape, community pool, pest control, trash removal, and the management fee.The Harbourtown Club Villas Regime Fee does not include building insurance or flood insurance in the monthly fee. Instead, fees for insurance will be billed as a separate, special assessment to all individual owners.
Q: What coverage is being offered by the insurance paid through the regime/condo association fee?
A: The Harbourtown Club Villas complex was built to commercial standards, which means it is insured in a way that is consistent with commercial properties.
Read More About Regime Fee Insurance
The Harbourtown Club Villas complex is covered by a single comprehensive policy that includes replacement coverage for the buildings and amenities in case of damage or loss. This insurance also provides liability coverage for common areas, as well as flood protection, but only for the building itself.Q: Should an owner of a Harbourtown Club Villa buy their own insurance policies?
A: Yes, an owner will need its own flood and contents insurance.
Read More About Home Owner Insurance
The building umbrella policy coverage, as we understand it, will build back the facility to its original specifications so long as they meet current code requirements. Once the building is built, the owner will be given a pre-determined amount to go into your space and fill it in with cabinets, flooring, appliances, bathrooms etc. This amount is likely far less than what the actual cost will be (because they will use the original spec of construction meaning possibly pricing for older style products such as laminate countertops, carpet flooring and pre fab showers for example.The owner should carry an HO6 policy to cover this gap should there be a loss.
Q: What are the capital reserves used for at Harbourtown Club Villas complex?
A: Every month, a portion of the fee you pay is set aside in a capital reserve fund. This fund is invested in secure accounts, with the intention of growing over time. The goal is to minimize the actual cost of ownership by using the funds to cover large capital projects, such as re-roofing, pavement for parking lots, building painting, and pool resurfacing, among others.
Read More About Capital Reserves
Taking a proactive approach with these measures is intended to save money for the ownership in the long run. The funds are set up to help the board avoid having to levy special assessments. However, these assessments may still be necessary at times to pay for certain projects. Most complexes of this kind follow a 30-year capital project plan that is reviewed every 5 years to assess the future needs of the complex. These evaluations form the basis for the capital assessment portion of the monthly condo/regime fee.Q: Is there an ownership transfer fee for Harbourtown Club Villas to be paid to the Regime?
A: No, Harbourtown Club does not have a transfer fee payable to the Regime at closing.
Q: Is there an ownership transfer fee for Sea Pines properties?
A: No, Sea Pines does not have a transfer fee payable to the POA.
Q: Is there an ownership transfer fee for Hilton Head Island properties?
A:Yes, Hilton Head Island has a one-time transfer fee of 0.25% levied on every property sale on the island.
Hilton Head Transfer Fee Details
Around 30 years ago, Hilton Head Island established a land buying and parks reserve fund, which is financed by a transfer fee charged on every property sale that takes place on the island. This initiative has been very effective in acquiring properties that would have otherwise been developed, which could have led to increased traffic and congestion on the island. A significant portion of the land purchased has been designated as nature preserves, while the rest has been converted into the wonderful parks that we enjoy on the island today. For more information on this, please visit: Hilton Head Island Real Estate Transfer FeeQ: Where can I find the documents containing specific rules and regulations for a Harbourtown Club Villa owner?
A: Documents for Harbourtown Club Villa owners are not currently available to the public. Please contact your Realtor® to obtain this information.
Q: What is the pet policy for Harbourtown Club Villas?
A: Harbourtown Club Villas allow pets for owners only.
Q: Do Harbourtown Club Villas allow rentals?
A: Yes, Harbourtown Club Villas allow short term rentals of property in their complex.
* All information on this website regarding a property for sale, rental, taxes or financing is from sources deemed reliable. However, since they have been provided by third parties, no representation is made as to the accuracy or completeness thereof, and such information is subject to errors, omission, and/or change of fees. Each customer should consult with his/her own professional adviser or expert to make a determination of the validity of the information contained herein.
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